Smart Monthly Financial Plan
50/30/20 budget framework powered by your live income and verified expenses.
Total Monthly Salary
$ 7,500
Total Planned: $ 8,840
Surplus: -$ 1,340
Needs (53%)
$ 3,990 (Target ≤50%)
Wants (33%)
$ 2,450 (Target ≤30%)
Savings (32%)
$ 2,400 (Target ≥20%)
Planned Categories Ledger
Housing & Rent24% of salary
Planned: $ 1,800 • Spent: $ 1,800
Utilized100%
$ 0
Remaining
Utilities & Bills3% of salary
Planned: $ 260 • Spent: $ 0
Utilized0%
$ 260
Remaining
Groceries & Household9% of salary
Planned: $ 700 • Spent: $ 182
Utilized26%
$ 518
Remaining
Transport & Fuel5% of salary
Planned: $ 380 • Spent: $ 72
Utilized19%
$ 308
Remaining
Education & Children6% of salary
Planned: $ 450 • Spent: $ 0
Utilized0%
$ 450
Remaining
Healthcare & Medical3% of salary
Planned: $ 200 • Spent: $ 0
Utilized0%
$ 200
Remaining
Debt & Loan Repayments5% of salary
Planned: $ 350 • Spent: $ 0
Utilized0%
$ 350
Remaining
Personal & Lifestyle6% of salary
Planned: $ 450 • Spent: $ 0
Utilized0%
$ 450
Remaining
Savings & Investments24% of salary
Planned: $ 1,800 • Spent: $ 0
Utilized0%
$ 1,800
Remaining
Emergency Fund Runway8% of salary
Planned: $ 600 • Spent: $ 0
Utilized0%
$ 600
Remaining
Sarah Morgan's Allowance11% of salary
Planned: $ 850 • Spent: $ 0
Utilized0%
$ 850
Remaining
Leo Morgan's Allowance5% of salary
Planned: $ 400 • Spent: $ 0
Utilized0%
$ 400
Remaining
Maya Morgan's Allowance4% of salary
Planned: $ 300 • Spent: $ 0
Utilized0%
$ 300
Remaining